About us

Else mortgages was set up in 2020 with 4 core values:

  • To make mortgage and protection advice accessible to everyone
  • To make applying for a mortgage or protection policy simple
  • To put our clients at the heart of our business, and
  • To make sure you are continually updated on your mortgage’s progress

We passionately believe that customers are the most important aspect to our business and we know how frustrating it can be to sit waiting to hear from your broker or mortgage provider with an update to your mortgage application. There is nothing more annoying than having to constantly message and chase your mortgage advisor for an update and that is why we have systems in place that will keep you updated on your mortgage’s progress every step of the way from the moment you get in touch with us, up to you having the mortgage offer in your hands.

I’ve worked in financial services since 2002 and for the last 14 years of that I have been advising clients, helping them reach their financial goals. During that 14 years I have given mortgage advice as well as full financial advice (Investments, pensions, inheritance tax planning and protection).

I am level 4 qualified with a Diploma in Financial Planning as well as CeMAP and CeFA qualified.

I believe that everyone should have access to high quality advice and have the opportunity to access many mortgage lenders in one place and that is why we don’t charge any fees for our advice!

When dealing with us, you can be confident that you will be given the best mortgage product available to you and we will make sure that you fully understand the mortgage or protection policy that you are applying for before the application is made!

We are different to many mortgage brokers out there today, because not only do we have a passion for property and research the changing property market constantly, but we ourselves are landlords and property developers. For the last 7 years we have bought, renovated and sold or let out numerous properties, especially in the HMO sector. We understand the challengers that landlords and property developers face and have experience in using bridging finance and specialist mortgages lenders. This is why we believe we are in a unique position to help new and existing landlords and property developers find the right mortgage, as we have walked your path and have learned from the many mistakes that we made along the way.

Whether you are a first time buyer, or moving to a new home. Whether you want to remortgage to find a better deal or borrow more money to make home improvements. Or maybe you’re looking to invest for the future and considering a buy to let. Else Mortgages can help you make the right choices and save you money along the way and if I haven’t already mentioned, we do all that for no advice fee!